Of course, not all cruises are designed for seniors, but we are a major source for customers in the cruise industry. The simple economic fact is that many cruise schedules are designed for seniors, because older people, especially retirees, have the time and money to indulge in cruising.

It doesn't take super elaborate facilities, just basic fun, food, entertainment and a bit of luxury, to make senior passengers happy. And that's what cruises provide in leaps and bounds. Cruises are the ultimate, no-hassle vacation.

After the rush of getting to the port, once senior passengers are aboard, everything is catered to them. There’s easy access to comfortable quarters, dining, Broadway  style entertainment, swim, spa, poolside lounging, all within moments of their cabins.

It can be a boon for those of limited physical condition. Unlike most land and seashore vacations, there’s adequate time and attentive service for seniors to enjoy the full experience.

My spouse and I have scheduled our first Vegas vacation. The great price deal our travel agent got us includes three free daily buffets at the hotel. We love to eat, and both are a bit overweight. Our doctor and family have warned us to go easy with the limitless food. What can you suggest? LMK, San Antonio TX

A: First of all, don’t deny yourselves a fun time in Sin City. You can always go back to the diet when you’re back home again. Eat all you want, but eat smart. Most Vegas buffets include all kinds of non-fattening foods, such as salads, vegetables, low-fat meats and seafood. Fill up on those, followed by fresh fruits for dessert.

Remember the sad scene in Oliver Twist, where the poor orphan boy asks for more? Well, now that you’re all grown up and into your senior years, you should do the same. Many discounts and other savings are available to senior travelers who need only to ask for them.

You’re already taking advantage of senior discounts in restaurants, grocery stores, museums, sports events and  elsewhere. Therefore, when plans take you on the road, riding the rails, at sea and into the air, be sure to seek out and take advantage of all senior savings.

One consideration for seniors who want to hit the road this season is the high cost of gasoline. Of course, the greedy oil producers are always seeking ways to make it worse. If you’re on a tight budget, consider adding passengers.

If two or three senior couples pool in one car on a long road trip, the savings can be substantial. The money will be better spent on lodging, food, excursions, entertainment and souvenirs to take back to the family. With four or more in the car, driving duties can be divided to avoid fatigue, especially during long night hours on major highways.