The recent grabbing of an American tourist in Uganda could affect my future plans. I know they got her out safely, but rumors are that it cost a lot of ransom money. What do you suggest to avoid such things? Mrs. EVR, Wildwood NJ

A: Of course, these kidnappings are very isolated incidents. However, there are some basics that could help you keep safe. If your days of youthful wanderings are long past, apply the old saying that there’s safety in numbers. Travel with a group. Also, if you go alone, keep up on the news. Stay away from areas with violent political, economic and other troubles.

Q: I’m 66, newly retired and blessed with good health. On a recent cruise, there were some very elderly people aboard in wheelchairs. When I asked to assist several around the ship, they got very angry with me. What are the rules when you try to show simple kindness? Mrs. PJL, Denver CO

A: Understand that many handicapped people insist on being as independent as possible. Right or wrong, some resent offers of help as demeaning. Of course, it’s very kind of you to offer, and you should keep doing it. However, be prepared for rejection, and then back politely away.

I expect to spend a lot on the hotel room, entertainment, dining and, of course, gambling. Are there any discounts available for seniors, so I can stretch the limited resources from my pension and Social Security? LRO’G, Chicago IL

A: No senior discounts on gambling, so you may want to set a limit to your casino play. Since you’re not an pro, make small bets to extend the time, investing maybe $100 a day. The good news is that saving on senior discounts almost everywhere in Sin City could provide you with more gambling money.

Simply, when booking your room, then checking in, night-clubbing and dining, always research and on-site ask first for senior discounts. You’ll be happily surprised that just about all hotels, theaters and restaurants offer lower prices to seniors. Of course, the reason is that they know you’ll play it all back in the casino.

We enjoy travel, but every time we book a hotel room, the price goes up, plus new sneaky extra charges. Why pay $300 to spend just eight hours in bed in a little room? We’ve heard that Airbnb and other private home rental services charge much less, and you often get an apartment or entire house. What’s your opinion? RBF, Sherman Oaks CA

A: To start, consider definite advantages of a hotel room. There’s security, daily cleaning, in-house restaurants and convenient city location. True, you’ll find them pricey and getting more so. Airbnb types get more attractive. Do some homework with websites that offer private homes and apartments at reasonable prices. Also, with such sites as TrustedHousesitters, you may get lower rates or free stays because it includes caring for owners’ pets