Has it happened to you yet today? Ring, ring. You pick up the phone, and a cheery voice announces: "You have won a free cruise to the Caribbean!" Don’t answer with a favorite curse. Just hang up!

Many seniors, including your travel4seniors.com editor, now endure several of these hated robocalls a day. Some are recorded and others live. First of all, I will never understand why any sane person would respond to the annoying, obviously phony scams. Worse, how stupid do you have to be to give any personal bank or credit card info to the callers?

Be aware that it can get worse. The thieves are becoming more tech advanced. If you give valuable info, they can now record your voice and use it to fake a live call to break into your bank and/or credit card account. For seniors who get these robocalls offering free vacations, cruises and other fake travel goodies, there’s just one response: HANG UP!

International Airlines Group (IAG), mommy of British Airways, has created a new budget carrier, named Level. It’s now in competition with other bargain airlines, including Norwegian and WOW Air.

That come-on price for a Los Angeles to Barcelona flight is just one of the many schedules that are now available on Level for budget-minded flyers. For latest info, check with your travel agent or go to www.britishairways.com

Remember not too many years ago, when your economy fare included delicious meals for all passengers? These days, when flying as a peasant, you’re lucky to get free water and a teeny foil bag containing a peanut or two.

Now, American and Delta Airlines add free quickie meals for economy passengers on some of its long flights between New York and California. Not exactly banquets, they include some packaged sandwiches, salads and chips.

Of course, while you’re enjoying the complimentary meal, don’t be upset to realize you’re actually paying for it. The costs will be included among all the other extra charges tacked on to your economy ticket price.

They’ll be considerably safer and more pleasant if you answer these questions before hitting the highways.

1. Is my car in good shape? Tires, spares, engine and electric system. Check all thoroughly with a competent mechanic.

2. Am I in good shape? Be healthy and well-rested before tackling the driving schedule, especially those that will cover long distances over more than a day or two.