We’ve warned about some hotels, resorts, restaurants and other travel-related businesses that stuff the internet with hundreds of fake positive reviews. To entice visitors, supposedly happy customers rave about wonderful service, food and everything else.

Be aware that false online reviews can also be negative. For example, a woman recently stormed out of a high-class restaurant because she was told snapping her cellphone camera was annoying other diners. According to reports, she then went online and posted dozens of angry critiques from fake witnesses claiming the restaurant served inferior food.  

Internet sites are full of personal opinions, pro and con, sane and insane. Therefore, when planning to visit a restaurant, fly an airline, stay at a hotel, sail a cruise or research any new travel destinations, carefully read the reviews and ads.

Then, when you’re ready to choose, first check with an experienced travel agent or friend who has already been there and done that.

The U.S. Centers For Disease Control recently reported a disturbing statistic. During this year, one of every three persons age 65 and older will be injured in a falling down accident. As a result, some 2.5 million U.S. seniors will require emergency treatment when it happens.

The solution seems to be obvious. Hey, seasoned citizen, watch your step! However, in today’s hurry-up travel world, the hazards of falling are considerably more likely than accidental stumbles at home. Here are some hints on how to avoid such disasters as you roam the world.

Hold On: While using escalators, stairways, elevators, airport moving belts, theater aisle steps and other potential danger spots, keep a solid hand grip as you go along.

In The Air: Always obey the instructions about when to stay seated and keep your belt buckled. When walking along the aisle during a flight, proceed slowly and grab seat backs.

Don’t get us wrong. Most cruises we experience are much more economical than beach resort or city vacations. And when landlocked, there’s often no change of scenery, while ocean sailings offer beautiful new vistas day and night.

Cruises can be the ultimate bargains. They typically cost about 50% of luxury land vacations, where you often pay separately for all meals, transportation, recreation, entertainment and everything else.

However, when you sign up for an all-inclusive cruise, be sure your travel agent and cruise line reps clearly explain each pay-extra item and service not included in the quoted price. Some upscale cruises feature everything as totally included. In those sailings you should know all extras are already padded into the sky-high all-inclusive price.

In today’s turbulent travel scene, too often whatever should never happen actually does. And always at exactly the wrong time. Flight delays, accidents, bad weather, crime, civil unrest and a score of other disasters disrupt and/or abruptly end long-planned travels.

When making your next journey plans, you should always be covered by insurance against such emergencies. First, be sure all other personal insurance is in effect, and know specifically what benefits it includes when you travel.

It may be that you need no additional insurance. If you’re not absolutely sure, shop around for necessary coverage by asking a trusted travel and/or insurance agent.

Once you’re in the air, on the sea or along the road, be aware of at least these five unfortunate examples of happenings and expenses that should be reimbursed by adequate insurance coverage.