When you pick up the phone, it always begins with, “How are you today?” That should be the cue to hang up without responding. With today’s ever-advancing technology, online crooks can record your voice for future scams.

If you do stay on the line, the pitch begins with an offer of a free cruise, or you’ve won a free cruise. It sounds great, but the best response is to slam down your phone. Don’t fall for the phony promises. If you want to sail the seven seas, go online to get the latest info from a legitimate cruise line website, or contact a trusted hometown travel agent.

A recent airline tragedy where a dog placed in the overhead above the seat suffocated during the flight should be a reminder. Another in current headlines concerns a dog that was supposed to fly home to Kansas but was mistakenly shipped to Japan. When your pet travels by air, whether on your flight or alone, make sure all the paperwork is correct. Also be certain that Fido or Fluffy is properly prepared and will arrive at the correct destination in good health.

It could be a screaming baby, a yakker next to you, aisle noises and/or loud engine sounds. If it’s grossly overwhelming, you can ask the attendant to move you to another seat. Or you can solve the problem by blocking out the pain in the ears. Before your next flight, check for the latest in portable noise-reducing earphones and electronic video and sound devices.

But only if you’re in the back seat....