How anyone with any sense still falls for those thieving phone and online scams is difficult to believe. However, the phony pitches continue and not-too-bright seniors still throw away money on them.

Among the worst are glowing promises of free travel packages, including cruises and resort deals. If you fall for it, the next step is getting you to give your credit card number to confirm a reservation. No! Just hang up pronto. Always remember the old adage: There’s no such thing as a free lunch … nor cruise, nor flight, nor resort stay! For more info, www.bloomberg.com/news/features/2018-05-03/america-s-elderly-are-losing-37-billion-a-year-to-fraud